Vidhyalaxmi Bond yojna bandh krva babat paripatra 28/5/2021
Download Latest Circular about Vidyalaxmi Bond.
Important Circular
Download Circular : Click Here
Download Avast Antivirus 2021 Latestnokri
Android Mobile Security 2021 with Free Antivirus, Virus cleaner & Phone cleaner
Protect against viruses & other types of malware with Avast Mobile Security, the world’s most trusted free antivirus app for Android.
Protect your privacy by receiving alerts when spyware or adware-infected apps are downloaded onto your device. Secure your device against phishing attacks from emails and infected websites. Turn on the VPN to keep your online browsing private and safe, as well as to access your favorite paid streaming services when traveling abroad. Get alerts when your passwords have been compromised by hackers.
With more than 100 million installs, Avast Mobile Security & Antivirus provides much more than just antivirus protection.
Free features:
✔ Antivirus Engine
✔ Anti-Theft
✔ Hack Check
✔ Photo Vault
✔ File scanner
✔ Privacy Permissions
✔ RAM Boost
✔ Junk Cleaner
✔ Web Shield
✔ Wi-Fi Security
✔ App Insights
✔ Virus Cleaner
✔ Wi-Fi Speed Test
Premium features for advanced protection:
■ Camera Trap: Secretly capture photos and audio of the thief if your phone gets stolen.
■ Last Known Location: Check your device's last location before its battery died.
■ App Lock: Keep your sensitive content secure and private by locking any app with a PIN code, pattern, or fingerprint password. Only you’ll be able to access them.
■ Remove Ads: Eliminate ads from your Avast Mobile Security & Antivirus experience.
■ Avast Direct Support: Contact Avast directly from the app to receive quick responses to your inquiries.
Finally, Ultimate users can enjoy our VPN (Virtual Private Network) as well - Hide your online activities from hackers and your ISP by encrypting your connection. You can also change your location to access your favorite paid streaming services from anywhere.
Avast Mobile Security & Antivirus in detail
■ Antivirus Engine: Automatically scan for viruses and other kinds of malware, including spyware, Trojans, and more. Web, file, and app scanning provides complete mobile protection.
■ App Insights: Discover how much time you spend using each app on your device and take back control of your phone-life balance.
■ Junk Cleaner: Instantly clean out unnecessary data, junk files, system caches, gallery thumbnails, installation files, and residual files to give you more space.
■ Photo Vault: Secure your photos with a PIN code, pattern, or fingerprint password. After moving photos to the Vault, they are fully encrypted and only accessible to you.
■ Web Shield: Scan and block malware-infected links, as well as Trojans, adware, and spyware (for privacy and safe web browsing, e.g. Chrome).
■ Wi-Fi Security: Check the security of public Wi-Fi networks, browse safely, and make secure online payments from anywhere.
■ Hack Alerts: See which of your passwords have been leaked with a quick and simple scan, so you can update your login credentials before hackers infiltrate your accounts.
Download Application : Click Here
This app uses the Device Administrator permission. This permission allows you to remotely lock and wipe your device from my.avast.com.
This app uses the Accessibility permission to protect visually impaired and other users against phishing attacks and malicious websites.
Health insurance in the United States is any program that helps pay for medical expenses, whether through privately purchased insurance, social insurance, or a social welfare program funded by the government.[1] Synonyms for this usage include "health coverage", "health care coverage", and "health benefits". In a more technical sense, the term "health insurance" is used to describe any form of insurance providing protection against the costs of medical services. This usage includes both private insurance programs and social insurance programs such as Medicare, which pools resources and spreads the financial risk associated with major medical expenses across the entire population to protect everyone, as well as social welfare programs like Medicaid and the Children's Health Insurance Program, which both provide assistance to people who cannot afford health coverage.
In addition to medical expense insurance, "health insurance" may also refer to insurance covering disability or long-term nursing or custodial care needs. Different health insurance provides different levels of financial protection and the scope of coverage can vary widely, with more than 40% of insured individuals reporting that their plans do not adequately meet their needs as of 2007.[2]
The share of Americans without health insurance has been cut in half since 2013. Many of the reforms instituted by the Affordable Care Act of 2010 were designed to extend health care coverage to those without it; however, high cost growth continues unabated.[3] National health expenditures are projected to grow 4.7% per person per year from 2016 to 2025. Public healthcare spending was 29% of federal mandated spending in 1990 and 35% of it in 2000. It is also projected to be roughly half in 2025.[4]
rends in private coverage
The proportion of non-elderly individuals with employer-sponsored cover fell from 66% in 2000 to 56% in 2010, then stabilized following the passage of the Affordable Care Act. Employees who worked part-time (less than 30 hours a week) were less likely to be offered coverage by their employer than were employees who worked full-time (21% vs. 72%).[7]
A major trend in employer sponsored coverage has been increasing premiums, deductibles, and co-payments for medical services, and increasing the costs of using out-of-network health providers rather than in-network providers.[8]
Trends in public coverage
Public insurance cover increased from 2000–2010 in part because of an aging population and an economic downturn in the latter part of the decade. Funding for Medicaid and CHIP expanded significantly under the 2010 health reform bill.[9] The proportion of individuals covered by Medicaid increased from 10.5% in 2000 to 14.5% in 2010 and 20% in 2015. The proportion covered by Medicare increased from 13.5% in 2000 to 15.9% in 2010, then decreased to 14% in 2015.[3][10]
Status of the uninsured
The uninsured proportion was stable at 14–15% from 1990 to 2008, then rose to a peak of 18% in Q3 2013 and rapidly fell to 11% in 2015.[11] The proportion without insurance has stabilized at 9%.[4]
A 2011 study found that there were 2.1 million hospital stays for uninsured patients, accounting for 4.4% ($17.1 billion) of total aggregate inpatient hospital costs in the United States.[12] The costs of treating the uninsured must often be absorbed by providers as charity care, passed on to the insured via cost-shifting and higher health insurance premiums, or paid by taxpayers through higher taxes.[13]
The social safety net
The social safety net refers to those providers that organize and deliver a significant level of health care and other needed services to the uninsured, Medicaid, and other vulnerable patients.[14] This is important given that the uninsured rate for Americans is still high after the advent of the Affordable Care Act, with a rate of 10.9%, or 28.9 million people in 2019. Not only is this because the ACA does not address gaps for undocumented or homeless populations, but higher insurance premiums, political factors, failure to expand Medicaid in some states, and ineligibility for financial assistance for coverage are just some of the reasons that the social safety net is required for the uninsured.[15] Most people who are uninsured are non-elderly adults in working families, low income families, and minorities. Social safety net hospitals primarily provide services to these populations of uninsured. For example, California's Public Health Care Systems are only 6% of the hospitals in the state, yet provide care for 38% of all hospital care of uninsured in California- 123,000 of which are homeless, and 3.6 million of which live below the federal poverty line.[16]
One way in which the US has been addressing this need for a social safety net (other than formally/state recognized safety net hospitals) is through the advent of Free Clinics, an example of a Federally Qualified Health Center. A free clinic (for example, the Haight-Asbury Free Clinic and the Berkeley Free Clinic) is a clinic that provides services for free and target the uninsured, typically relying on volunteers and lay health workers. The creation of the National Council of Free Clinics reflects not only a need for licensed staff, but serves as filling the gap in healthcare access for primarily uninsured or underinsured populations.
