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Friday, April 16, 2021

Uchchatar Pagar dhoran mate na case Online Software dvara manjur karva babat Gujarat Rajya Prathmik Shaikshik Sangh ni rjuaat

Uchchatar Pagar dhoran mate na case Online Software dvara manjur karva babat Gujarat Rajya Prathmik Shaikshik mahaSangh ni rjuaat

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Jayabharat Saha is a humble request of the Federation of Primary Education Gujarat State regarding the above subject. Due to the current Corona epidemic, your office Instruction has been given not to take service book for approval, thus many cases of first, second and third U.P. are still pending, many teachers are deprived of U.P. even after five years of retirement, Also, it takes a lot of time due to the operation of offline UPD. The cost of transport allowance and posting to put the service book is very high, human hours are also very wasted, thus all the operations from recruitment and transfer to online attendance, online scanning of exam papers etc. are done online. Why not approve online? In addition, as the service book is taken from each district for the sub-standard, in the next few years also the sub-standard of each teacher will be collected. It is also a bitter truth that it is not allowed. Pay verification cases from your level are asked to take appropriate action so that they can be approved through the online portal.


After removing the retirement age for filing higher pay scale cases, it was instructed to submit 10 (ten) service books to the concerned office in one day for 11 to 2 hours in person at this office for verification. It was instructed to submit 25 service books of primary teachers at this office on the allotted date from the circular letter shown in this office.

It was proposed by the primary teacher and his board to accept the office at which the establishment of primary teachers is more than the service book of Cherry. In this regard, the details of the establishment approved by this office from the office of the Primary Education Officer have been sent, the details of the establishment approved by the district / taluka have been sent from the letter shown in their reference- (2).

A mortgage loan or simply mortgage (/ˈmɔːrɡɪdʒ/) is a loan used either by purchasers of real property  to raise funds to buy real estate, or alternatively by existing property owners to raise funds for any purpose while putting a lien on the property being mortgaged. The loan is "secured" on the borrower's property through a process known as mortgage origination. This means that a legal mechanism is put into place which allows the lender to take possession and sell the secured property ("foreclosure" or "repossession") to pay off the loan in the event the borrower defaults on the loan or otherwise fails to abide by its terms. The word mortgage is derived from a Law French  term used in Britain in the Middle Ages meaning "death pledge" and refers to the pledge ending (dying) when either the obligation is fulfilled or the property is taken through foreclosure.[1] A mortgage can also be described as "a borrower giving consideration in the form of a collateral for a benefit (loan)".

Mortgage borrowers can be individuals mortgaging their home or they can be businesses mortgaging commercial property (for example, their own business premises, residential property let to tenants, or an investment portfolio). The lender will typically be a financial institution, such as a bank, credit union or building society, depending on the country concerned, and the loan arrangements can be made either directly or indirectly through intermediaries. Features of mortgage loans such as the size of the loan, maturity of the loan, interest rate, method of paying off the loan, and other characteristics can vary considerably. The lender's rights over the secured property take priority over the borrower's other creditors, which means that if the borrower becomes bankrupt or insolvent, the other creditors will only be repaid the debts owed to them from a sale of the secured property if the mortgage lender is repaid in full first.

In many jurisdictions, it is normal for home purchases to be funded by a mortgage loan. Few individuals have enough savings or liquid funds to enable them to purchase property outright. In countries where the demand for home ownership  is highest, strong domestic markets for mortgages have developed. Mortgages can either be funded through the banking sector (that is, through short-term deposits) or through the capital markets through a process called "securitization", which converts pools of mortgages into fungible bonds that can be sold to investors in small denominations.

Corona transition. In order to avoid the possibility of spread and in view of the interest of the staff and the administration, a large number of service books can be accepted and Sorival Distance can be complied with, in case of submission of primary teachers' service book, as stated in Tamel Form-1, On the date indicated during 2021, all the Taluka Primary Education Officers of that district and the office of Nagar Primary Education Committee will have to submit the service book as mentioned in column 6, taking into account the establishment mentioned in call 5 per taluka.

After removing the retirement age for filing higher pay scale cases, it was instructed to submit 10 (ten) service books to the concerned office in one day for 11 to 2 hours in person at this office for verification. It was instructed to submit 25 service books of primary teachers at this office on the allotted date from the circular letter shown in this office.

It was proposed by the primary teacher and his board to accept the office at which the establishment of primary teachers is more than the service book of Cherry. In this regard, the details of the establishment approved by this office from the office of the Primary Education Officer have been sent, the details of the establishment approved by the district / taluka have been sent from the letter shown in their reference- (2).

Corona transition. In order to avoid the possibility of spread and in view of the interest of the staff and the administration, a large number of service books can be accepted and Sorival Distance can be complied with, in case of submission of primary teachers' service book, as stated in Tamel Form-1, On the date indicated during 2021, all the Taluka Primary Education Officers of that district and the office of Nagar Primary Education Committee will have to submit the service book as mentioned in column 6, taking into account the establishment mentioned in call 5 per taluka.

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What Is Term Life Insurance?

Term life insurance, also known as pure life insurance, is a type of life insurance that guarantees payment of a stated death benefit if the covered person dies during a specified term. Once the term expires, the policyholder can either renew it for another term, convert the policy to permanent coverage, or allow the term life insurance policy to terminate.1


KEY TAKEAWAYS

Term life insurance guarantees payment of a stated death benefit to the insured's beneficiaries if the insured person dies during a specified term.

These policies have no value other than the guaranteed death benefit and feature no savings component as found in a whole life insurance product. 

Term life premiums are based on a person’s age, health, and life expectancy.

How Term Life Insurance Works

When you buy a term life insurance policy, the insurance company determines the premiums based on the value of the policy (the payout amount) as well as your age, gender, and health. In some cases, a medical exam may be required. The insurance company may also inquire about your driving record, current medications, smoking status, occupation, hobbies, and family history.


If you die during the term of the policy, the insurer will pay the face value of the policy to your beneficiaries. This cash benefit—which is, in most cases, not taxable—may be used by beneficiaries to settle your healthcare and funeral costs, consumer debt, or mortgage debt among other things. However, if the policy expires before your death, there is no payout. You may be able to renew a term policy at its expiration, but the premiums will be recalculated for your age at the time of renewal. Term life policies have no value other than the guaranteed death benefit. There is no savings component as found in a whole life insurance product.

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