A collection of educational, family, inspiring and various types of stories worth showing in school through audio-visual medium.
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શૈક્ષણિક, પારિવારિક, પ્રેરણાદાયી તથા શાળામાં બતાવવા લાયક વિવિધ પ્રકારની કહાનીનો દ્શ્ય શ્રાવ્ય માધ્યમ દ્વારા સંગ્રહ જોવા અહીં ક્લિક કરો.
A collection of educational, family, inspiring and various types of stories worth showing in school through audio-visual medium.
Have a habit of watching family movies. A person learns a lot from his family. The best thing to do is to have a family. We have a family. The family needs to cooperate with each other forever. To maintain love in our family, we must watch movies that are used and the brotherhood lasts forever. There are many reasons to break up a family. There are many reasons for breaking up a family. In order to maintain good morals, we have to watch good movies or good songs. We are proud to see pictures that are full of emotions and we get good from them. And our life is happy and prosperous. No family should like movies. Good features. Good ideas. Good beliefs. Good marks. Or audio-video equipment is one to 80 percent of these, so good movies are a good way to get a good education. As a good well wisher, I urge all my friends to watch the sacrament movie. To build your character, you must watch a good movie to succeed in life. Watching good movies plays an important role in our lives. It is important for our family to develop and also for the development of culture. If the country is to be a good place, then good culture is necessary to create a good family. Even if there are fictional films, there is good culture. Movies should be watched. The pain of not feeling is that there should be no discord, no bitterness, no animosity.
A collection of educational, family, inspiring and various types of stories worth showing in school through audio-visual medium.
Credit (from Latin credit, "(he/she/it) believes") is the trust which allows one party to provide money or resources to another party wherein the second party does not reimburse the first party immediately (thereby generating a debt), but promises either to repay or return those resources (or other materials of equal value) at a later date.[1] In other words, credit is a method of making reciprocity formal, legally enforceable, and extensible to a large group of unrelated people.
The resources provided may be financial (e.g. granting a loan), or they may consist of goods or services (e.g. consumer credit). Credit encompasses any form of deferred payment.[2] Credit is extended by a creditor, also known as a lender, to a debtor, also known as a borrower.
A collection of educational, family, inspiring and various types of stories worth showing in school through audio-visual medium.
Etymology
The term "credit" was first used in English in the 1520s. The term came "from Middle French crédit (15c.) "belief, trust," from Italian credito, from Latin creditum "a loan, thing entrusted to another," from past participle of credere "to trust, entrust, believe".The commercial meaning of "credit" "was the original one in English (creditor is [from] mid-15c.)" The derivative expression "credit union" was first used in 1881 in American English; the expression "credit rating" was first used in 1958.[3]
A collection of educational, family, inspiring and various types of stories worth showing in school through audio-visual medium.
History
Credits cards became most prominent during the 1900s. Larger companies began creating chains with other companies and used a credit card as a way to make payments to any of these companies. The companies charged the cardholder a certain annual fee and chose their billing methods while each participating company was charged a percentage of total billings. This led to the creating of credit cards on behalf of banks around the world. [4] Some other first bank-issued credit cards include Bank of America's Bank Americard in 1958 and American Express' American Express Card also in 1958. These worked similarly to the company-issued credit cards; however, they expanded purchasing power to almost any service and they allowed a consumer to accumulate revolving credit. Revolving credit was a means to pay off a balance at a later date while incurring a finance charge for the balance. [5]
Bank-issued credit
Bank-issued credit makes up the largest proportion of credit in existence. The traditional view of banks as intermediaries between savers and borrowers is incorrect. Modern banking is about credit creation.[6] Credit is made up of two parts, the credit (money) and its corresponding debt, which requires repayment with interest. The majority (97% as of December 2013[7]) of the money in the UK economy is created as credit. When a bank issues credit (i.e. makes a loan), it writes a negative entry in to the liabilities column of its balance sheet, and an equivalent positive figure on the assets column; the asset being the loan repayment income stream (plus interest) from a credit-worthy individual. When the debt is fully repaid, the credit and debt are canceled, and the money disappears from the economy. Meanwhile, the debtor receives a positive cash balance (which is used to purchase something like a house), but also an equivalent negative liability to be repaid to the bank over the duration. Most of the credit created goes into the purchase of land and property, creating inflation in those markets, which is a major driver of the economic cycle.
A collection of educational, family, inspiring and various types of stories worth showing in school through audio-visual medium.
