Gujarati Kahevato ni Ramat darek balko ane shikshko mate upyogi

Pravin Dabhani
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  Gujarati Kahevato ni Ramat darek balko ane shikshko mate upyogi

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Life is very beautiful.  Try to make it more beautiful in the new year.  May this year be a very happy and blissful time for you.  May all your unfulfilled dreams of 2020 be fulfilled in New Year 2021 by the grace of Shri Govardhan Nath Prabhu.

Give good messages to everyone, but .... tell the matter of knowledge to those who listen 

  Enjoy ....

   Because……… Recognizing the invaluable diamond is not in everyone's possession, which is called the “pen” of the heart and the “ink” of the trust ….  The cover says " ....."!

  This is the "subject" that satsang is called a saint .... If the spirit of the mind is true then the owner will fulfill all your wishes without asking for you, the owner only sees the noble spirit of your heart, the father's success gives knowledge to the son  Is and the success of the son brings glory to the father .... !!

  Water filtered with cloth keeps the health right  and the voice spoken to the conscience keeps the relationship right even if 'word' no one can 'touch' but … ,, 'word' *  Touch all

Time passes very quickly.  Some did good, some did bad.  In the race for life, someone ran very fast, and some remained far behind.  If someone found a lot, then someone was deprived.  Whatever may have happened, but all of that has been left behind because the cycle of time has gone far ahead.

    You do not move, you do not move forward, you do not move, do not become a person, but time never waits for anyone.  It will always be moving, it will always grow.

The eternal law of life is that whatever goes on with time today, time will go with it tomorrow.  Admittedly, we may have lost a lot in the last year, but the new year will bring new opportunities with new energy and enthusiasm.

In the year 2020, a small virus kneeling before big nations, big powers, gave the message that nature is very powerful.  His small virus also taught mankind a huge lesson and lesson.  Always respect and protect nature.

In this new year, our mutual relations also brought newness and sweetness.  In the New Year, due to our old thoughts, the sweetness of our relationship has faded, that fade away and the sweetness of new ideas should strengthen our relationship.

May our daily blessings of parents and their elders be included.  The parents' feet are the first shrine for us.  Without his worship, all the good works of life are fruitless and meaningless.



A mortgage loan or simply mortgage (/ˈmɔːrɡɪdʒ/) is a loan used either by purchasers of real property to raise funds to buy real estate, or alternatively by existing property owners to raise funds for any purpose while putting a lien on the property being mortgaged. The loan is "secured" on the borrower's property through a process known as mortgage origination. This means that a legal mechanism is put into place which allows the lender to take possession and sell the secured property ("foreclosure" or "repossession") to pay off the loan in the event the borrower defaults on the loan or otherwise fails to abide by its terms. The word mortgage is derived from a Law French term used in Britain in the Middle Ages meaning "death pledge" and refers to the pledge ending (dying) when either the obligation is fulfilled or the property is taken through foreclosure.[1] A mortgage can also be described as "a borrower giving consideration in the form of a collateral for a benefit (loan)".




Mortgage borrowers can be individuals mortgaging their home or they can be businesses mortgaging commercial property (for example, their own business premises, residential property let to tenants, or an investment portfolio). The lender will typically be a financial institution, such as a bank, credit union or building society, depending on the country concerned, and the loan arrangements can be made either directly or indirectly through intermediaries. Features of mortgage loans such as the size of the loan, maturity of the loan, interest rate, method of paying off the loan, and other characteristics can vary considerably. The lender's rights over the secured property take priority over the borrower's other creditors, which means that if the borrower becomes bankrupt or insolvent, the other creditors will only be repaid the debts owed to them from a sale of the secured property if the mortgage lender is repaid in full first



In many jurisdictions, it is normal for home purchases to be funded by a mortgage loan. Few individuals have enough savings or liquid funds to enable them to purchase property outright. In countries where the demand for home ownership is highest, strong domestic markets for mortgages have developed. Mortgages can either be funded through the banking sector (that is, through short-term deposits) or through the capital markets through a process called "securitization", which converts pools of mortgages into fungible bonds that can be sold to investors in small denominations.

Gujarati Kahevato ni Ramat darek balko ane shikshko mate upyogi

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